Medigap Plan B

Medigap Plan B

Plan B Overview

Out of the 10 different Medigap policies Plan B is a slightly greater than basic policy. In order to qualify for any Medigap or Medicare Supplemental Plan you must first have Medicare Part A and Medicare Part B.

Medicare Supplemental Plan B is very similar to Plan A in regards to overage. It is important to note that the difference is that Plan B also covers your Medicare Part B deductible.

Plan B is a Medigap policy that covers the Basic Benefits section of standard Supplemental Insurance plans as well as Medicare Part B deductible.

What Medigap Plan B Covers

  • 100% of Medicare Part A coinsurance and copayment but not the deductible. It also covers an entire year (365 days) of hospital care after your Medicare coverage has been exhausted.
  • 100% of Medicare Part B coinsurance. This is typically 20% of Medicare approved payment amount.
  • 100% of the cost of your first three pints of blood.
  • 100% of coinsurance for Medicare Preventive Care Part B
  • Hospice Part A coinsurance. This includes copayment for outpatient prescription drugs and coinsurance for respite care.
  • Deductible for Part A

What Medigap Plan B Does Not Cover

  • Skilled Nursing coinsurance
  • Part B Deductible
  • Part B Excess Charges
  • Foreign Travel Emergency Care
  • Preventative Care
  • At Home Recovery
  • Vision Care
  • Dental Care

Its important to remember, that when choosing a policy that fits your needs to consider your future health as well as your current. Taking all of this information into account can be quite daunting at some times. If you would like to get connected with a personalized agent click HERE.

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